As Michael Johnson recently outlined in his letter to the Select Committee on Intergenerational Fairness and Provision, Generation Y (aka millennials) could be the first generation to experience a lesser quality of life than their baby boomer parents.
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We want to accelerate the consolidation of pension schemes. Why? Because many smaller schemes are simply not good enough.
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Making workplace pensions work is at the heart of what we do, but it’s also the job of those who fund and manage pension schemes.
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Some things are foreseeable. As automatic enrolment has created hundreds of thousands of new pension memberships, so the defined contribution (DC) market was inevitably going to grow.
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