As we steadily emerge from a tumultuous 18 months caused by the pandemic, we are now taking stock of our new normal and the challenges ahead.
Continue readingEmployers: Don’t neglect your automatic enrolment duties
TPR
Working together to make workplace pensions work for all savers
Over the past 15 months we have all been tested like never before. The immediate financial pressure on employers, as well as the logistical challenges of a country plunged into lockdown presented a significant risk to savers.
Continue readingHow can we help all savers get good pensions outcomes?
The world of pensions has changed. Britain’s pension savers are living longer and are more diverse. Richard Edes, The Pensions Regulator’s Interim Director of Strategy and Risk asks: What can be done to make sure the system works as efficiently as possible for everyone?
Continue readingNow is the time to manage liquidity risk
Changing the name of your business doesn’t change your auto enrolment duties
If you get married and change your name, those you owe money to don’t forget you. If you move house, your debts remain tied to your credit record.
Intergenerational fairness
As Michael Johnson recently outlined in his letter to the Select Committee on Intergenerational Fairness and Provision, Generation Y (aka millennials) could be the first generation to experience a lesser quality of life than their baby boomer parents.
Continue readingWhy we’re pushing pension schemes out of the market
We want to accelerate the consolidation of pension schemes. Why? Because many smaller schemes are simply not good enough.
Continue reading10 million are in but there is still more to do
Reaching the incredible milestone of 10 million people newly saving or saving more into a pension is like reaching the summit of a mountain.
DC growth indicates automatic enrolment is starting to mature
Some things are foreseeable. As automatic enrolment has created hundreds of thousands of new pension memberships, so the defined contribution (DC) market was inevitably going to grow.
Continue readingWe back the ban – and advisers need to as well
The pension cold calling ban is here. Consumers, regulators and police officers alike should celebrate.
